"Site" refers to this Internet web site (CCRSCA) and its related services. "You" or "User" refers to a registered user of this Site. "CCRSCA" or "We" refers to CCRSCA.

This Site contains links to other sites.

CCRSCA is not responsible for the privacy practices of the content of any other Web sites to which We link or to which We are linked. We encourage You to read the posted privacy statement whenever interacting with any web site.

The Work Space.
This area of the Site is for the benefit of Users. The private and shared Work Space areas of the Site help to facilitate communication and the exchange and sharing of information. The information contained in private work spaces shared between Users and K.B. Merrill Associates LLC is not used for any purposes other than to facilitate communication and the exchange of information between the parties involved.

Information We Gather.
Registration. If You register to use or provide services using CCRSCA, we may collect and store information that specifically identifies You or your account ("Personally Identifiable Information"). The required information may include your User ID, password, first name, last name, business name, address, city, state, zip/postal code, phone, fax, email and web site address. We may, in the future, include other optional requests for information from You, to help us to tailor the Site for You and deliver personalized information to You.

Online Surveys and Contests.
CCRSCA may conduct online user surveys to collect information about our Users preferences. These surveys are optional and if You choose to respond, your responses will be kept anonymous. Similarly, we offer contests to qualifying Users in which we ask for contact and demographic information such as name, email address and mailing address.

Automatically Gathered Information.
CCRSCA recognizes the necessity of keeping our information about you secure and confidential. This policy concerns Customer Information about you, which means personally identifiable information about you and your relationship with CCRSCA. This policy applies to you whether you are a current or former customer of ours, unless and until you receive a new privacy policy from us. This policy is provided to you as required by the Gramm-Leach-Bliley Act, 15 U.S.C. 6801-6810. You may have additional rights under applicable state law.

The Gramm-Leach-Bliley Act allows us to share Customer Information with non-affiliated third parties in certain circumstances such as with companies that provide services to us or that help us administer your account, in connection with the sale of our business assets, and if the sharing is necessary for us to be in compliance with law.

The Fair Credit Reporting Act allows us to share certain information other than credit report information with debt purchasers affiliated with us.

The Fair Debt Collection Practices Act allows financial institutions and other businesses to share basic information concerning individual's locations with each other for limited purposes ("skip-tracing"), and CCRSCA both initiates and responds to skip-tracing requests as permitted by law.

Your Public Profile.
As part of registration, You may be required to provide contact information such as name, address, city, state, zip, phone, fax and email address, some of which can be displayed to other users of our service in an effort to simplify communication between members.

We will use commercially reasonable methods to keep Personally Identifiable Information securely in our files and systems. Please note that with current technology, we cannot guarantee the security of your data as it travels over the Internet.

Correcting/Updating Your Information.
To correct and/or update your information, please contact us.

Contacting Us.
If You have any questions about this Privacy Agreement or the practices of this Site, you may contact us at:

PO Box 2062 Colton, CA 92324
Phone: (888) 870-3877
Fax: (888) 870-3806
E-mail: info@ccrsca.com